Catholic United Financial Credit Union
Catholic United Financial Credit Union
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Personal Accounts

Basic Savings

Basic Savings

Basic Savings

Whatever your savings goals are, we'll help you along the way with the tools and guidance you need to succeed. Explore your options:


Membership Savings - When you become a member of Notre Dame Federal Credit Union, your first $10 deposit is your ownership share in the credit union, which will remain on deposit for the life of your membership. Balances of $500 or more earn interest. 


Secondary Savings - Have your eye on something special? Let's make it happen. There's no limit to the number of secondary savings accounts you can open Plus, you can name the account for its specific purposes like travel, home repairs, school tuition, holiday shopping, or anything else you want.  


Already a Member? Open your account instantly in Online Banking or Mobile App. Click on 'New Accounts.'


Not a Member yet? Open your new membership instantly online today. Become a Member.

View Rates

Free Checking

Basic Savings

Basic Savings

Our Free Checking account is just that - FREE! No minimum balance and no monthly maintenance fees. You'll enjoy all the conveniences that our checking account offers - from writing checks to making mobile deposits - and everything in between!


Plus, with a free Tap & Pay Visa Debit Card, you can pay for purchases where you shop - gas, groceries, meals, and more! You can also use your card to get cash at more than 40,000 MoneyPass ATMs nationwide, surcharge-free.


Already a Member? Open your account instantly in Online Banking or Mobile App. Click on 'New Accounts.'


Not a Member yet? Open your new membership instantly online today. Become a Member.


Reorder Checks > Check Printing Solutions

Become a Member

Share Certificates

Share Certificates

Share Certificates

Share Certificates earn dividends at higher rates than savings accounts. They are a solid investment option if you have the ability to lock in your money for a specified time.  And because a certificate is a "hands-off" way to save, your earnings grow consistently.


Certificates have great benefits:

  • Terms from 6-months to 36-months
  • $1,000 minimum deposit
  • Automatically renews
  • Deposits are federally insured up to $250,000


Already a Member? Open your account instantly in Online Banking or Mobile App. Click on 'New Accounts.'


Not a Member yet? Open your new membership instantly online today. Become a Member.

View Rates

Ultimate Checking

Share Certificates

Share Certificates

Ultimate Checking - This checking account is a high-balance dividend-earning account with the potential to earn up to 3.00% APY - the perfect account for you if you maintain a balance of $5,000 or more. Plus, it comes with a Debit Card and free box of checks to get you started. 


You'll earn a combined rate based on balances:

$5,000 - $99,999.99 = 0.20% APY

$100,000 - $999,999.99 = 1.50% APY

$1,000,000+ = 3.00% APY


Already a Member? Open your account instantly in Online Banking or Mobile App. Click on 'New Accounts.'


Not a Member yet? Open your new membership instantly online today. Become a Member.

View Rates

Become A Member

Open Your Account

Savings Rates

Effective March 18, 2026. Rates are subject to change.

Membership Savings

0.05% APY

$10 minimum balance. $500 minimum balance to obtain Annual Percentage Yield (APY). Rate may change after the account is opened. Fees may reduce earnings on the account. 

Already a Member? Open Your Account 

Become a Member: Join Today

Secondary Savings

0.05% APY

$500 minimum balance to obtain Annual Percentage Yield (APY). Rate may change after the account is opened. Fees may reduce earnings on the account. Already a Member? Open Your Account 

Become a Member: Join Today

Already a member? Open your account.

Login to Online Banking

Share Certificates Rates

Effective March 18, 2026. Rates are subject to change.

7-Month Certificate Special $100 Minimum

3.65% APY

$100 minimum balance to obtain Annual Percentage Yield (APY). A penalty may be imposed for early withdrawal.  Already a Member? Open Your Account Become a Member: Join Today

6-Month Certificate $100 Minimum

1.26% APY

$100 minimum balance to obtain Annual Percentage Yield (APY). A penalty may be imposed for early withdrawal.  Already a Member? Open Your Account Become a Member: Join Today

12-Month Certificate $100 Minimum

1.76% APY

$100 minimum balance to obtain Annual Percentage Yield (APY). A penalty may be imposed for early withdrawal. Already a Member? Open Your Account Become a Member: Join Today

24-Month Certificate $100 Minimum

2.02% APY

$100 minimum balance to obtain Annual Percentage Yield (APY). A penalty may be imposed for early withdrawal. Already a Member? Open Your Account Become a Member: Join Today

36-Month Certificate $100 Minimum

2.27% APY

$100 minimum balance to obtain Annual Percentage Yield (APY). A penalty may be imposed for early withdrawal. Already a Member? Open Your Account Become a Member: Join Today

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Notre Dame Federal Credit Union

Routing Number: 096081729

1-877-871-8313

3499 Lexington Ave N, Saint Paul, MN 55126

120 10th Ave N, Saint Cloud, MN 56303


 Copyright © 2026 Notre Dame Federal Credit Union - All Rights Reserved. 


Federally insured by NCUA. Equal Housing Lender. NMLS:  405299 

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