
Whatever your savings goals are, we'll help you along the way with the tools and guidance you need to succeed. Explore your options:
Membership Savings - When you become a member of Notre Dame Federal Credit Union, your first $10 deposit is your ownership share in the credit union, which will remain on deposit for the life of your membership. Balances of $500 or more earn interest.
Secondary Savings - Have your eye on something special? Let's make it happen. There's no limit to the number of secondary savings accounts you can open Plus, you can name the account for its specific purposes like travel, home repairs, school tuition, holiday shopping, or anything else you want.
Already a Member? Open your account instantly in Online Banking or Mobile App. Click on 'New Accounts.'
Not a Member yet? Open your new membership instantly online today. Become a Member.

Our Free Checking account is just that - FREE! No minimum balance and no monthly maintenance fees. You'll enjoy all the conveniences that our checking account offers - from writing checks to making mobile deposits - and everything in between!
Plus, with a free Tap & Pay Visa Debit Card, you can pay for purchases where you shop - gas, groceries, meals, and more! You can also use your card to get cash at more than 40,000 MoneyPass ATMs nationwide, surcharge-free.
Already a Member? Open your account instantly in Online Banking or Mobile App. Click on 'New Accounts.'
Not a Member yet? Open your new membership instantly online today. Become a Member.
Reorder Checks > Check Printing Solutions

Share Certificates earn dividends at higher rates than savings accounts. They are a solid investment option if you have the ability to lock in your money for a specified time. And because a certificate is a "hands-off" way to save, your earnings grow consistently.
Certificates have great benefits:
Already a Member? Open your account instantly in Online Banking or Mobile App. Click on 'New Accounts.'
Not a Member yet? Open your new membership instantly online today. Become a Member.

Ultimate Checking - This checking account is a high-balance dividend-earning account with the potential to earn up to 3.00% APY - the perfect account for you if you maintain a balance of $5,000 or more. Plus, it comes with a Debit Card and free box of checks to get you started.
You'll earn a combined rate based on balances:
$5,000 - $99,999.99 = 0.20% APY
$100,000 - $999,999.99 = 1.50% APY
$1,000,000+ = 3.00% APY
Already a Member? Open your account instantly in Online Banking or Mobile App. Click on 'New Accounts.'
Not a Member yet? Open your new membership instantly online today. Become a Member.
$10 minimum balance. $500 minimum balance to obtain Annual Percentage Yield (APY). Rate may change after the account is opened. Fees may reduce earnings on the account.
Already a Member? Open Your Account
Become a Member: Join Today
$500 minimum balance to obtain Annual Percentage Yield (APY). Rate may change after the account is opened. Fees may reduce earnings on the account. Already a Member? Open Your Account
Become a Member: Join Today
$100 minimum balance to obtain Annual Percentage Yield (APY). A penalty may be imposed for early withdrawal. Already a Member? Open Your Account Become a Member: Join Today
$100 minimum balance to obtain Annual Percentage Yield (APY). A penalty may be imposed for early withdrawal. Already a Member? Open Your Account Become a Member: Join Today
$100 minimum balance to obtain Annual Percentage Yield (APY). A penalty may be imposed for early withdrawal. Already a Member? Open Your Account Become a Member: Join Today
$100 minimum balance to obtain Annual Percentage Yield (APY). A penalty may be imposed for early withdrawal. Already a Member? Open Your Account Become a Member: Join Today
$100 minimum balance to obtain Annual Percentage Yield (APY). A penalty may be imposed for early withdrawal. Already a Member? Open Your Account Become a Member: Join Today
Notre Dame Federal Credit Union
Routing Number: 096081729
3499 Lexington Ave N, Saint Paul, MN 55126
120 10th Ave N, Saint Cloud, MN 56303
Copyright © 2026 Notre Dame Federal Credit Union - All Rights Reserved.
Federally insured by NCUA. Equal Housing Lender. NMLS: 405299